There is little doubt that conversations with parents or grandparents about getting older can be challenging. Most elderly people want to preserve their independence and dislike it when someone younger tries to tell them what to do.
Of course, most everyone wants to protect the independence and self-direction of aging family members. However, you also want them to be safe and healthy. For example, your senior relatives may one day become unable to take care of themselves.
Those who want to talk with their family about the possibility of long-term care may find inspiration from these conversation starters.
Ask them for advice
Some find success by asking their parents for help with long-term care planning. For example, you could say you are thinking about your future and want to be ready if you need such care for yourself or your spouse as you age. Often, this strategy encourages seniors to discuss their own future.
Use a friend’s circumstances
Another approach is to talk with your parents about someone else’s aging situation. For example, perhaps you have a friend in the middle of long-term care planning. Talking about their challenges and successes could provide a springboard for shifting the conversation to your family member’s plans.
Cite a media article
You can always find topics about aging and long-term care solutions in the media. Starting a conversation about the limitations of federal programs like Medicaid and Medicare can inspire the seniors in your life to be forthcoming about their long-term care plans or ideas.
Whatever means you use to broach these sensitive topics, prepare in advance by learning as much as possible about long-term care options in New Jersey. That way, you are well-equipped to help your elderly loved one brainstorm solutions and improve their long-term care prospects. Getting legal guidance from someone who deals with estate planning can help, since long-term care planning is part of a comprehensive estate plan.