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Law Offices of Nancy M. Rice
1236 Brace Road, Suite F
Cherry Hill, NJ 08034
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October 2014 Archives

Estate planning is about more than taxes

Many New Jersey residents are aware that avoiding estate and inheritance taxes is one of the reasons that people create an estate plan. However, there are other -- and some would say more important -- considerations in estate planning. What an individual believes his or her family members will do with their inheritance could shape the decisions made.

Designating beneficiaries on certain accounts

Many New Jersey residents have retirement plans, annuities and life insurance policies. These accounts do not pass through probate but instead go directly to beneficiaries through forms filed with the company for each account. How these forms are filled out can have an impact on an individual's estate.

How estate administration is affected by not having a will

The majority of New Jersey residents are aware that a will establishes how and to whom a person's estate will be distributed after death.  A will guides estate administration.  Not having a will complicates matters and puts the distribution of assets squarely in the hands of the Surrogate's Court, which is guided by state law instead of the wishes of the decedent.

Will family members end up fighting over an inheritance?

Many New Jersey residents know that their family members may end up arguing about their inheritance. Even if each inheritance is equal in value, those who are receiving them may not think so. One way to limit -- or eliminate -- those rivalries, is by being open about estate planning.

Debunking estate planning myths about the use of a trust

Many New Jersey residents may not believe that a trust is for them. This may be because there are certain myths surrounding the use of this estate planning tool. These myths are that only the rich need a trust, they are too complicated and a living person does not need a trust.